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A patient is interested in a new health insurance plan with fixed payment rates. Which of the following options would be best suited for her?

Explanation

•A health-maintenance organization provides health care for a fixed rate.

•Preferred provider organizations provide services through select providers under contract with that organization.

•Private health insurers will not offer health care for a fixed price.

•Catastrophic insurance is a high deductible, low premium plan intended for catastrophic illness.

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